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SASatispay logo

Satispay

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Satispay costs for private individuals.

Satispay
PersonalWelfareBusiness
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Satispay costs for private individuals

Are you wondering, “How much does Satispay cost?” We have all the answers you’re looking for! Transparency is essential for building a relationship based on trust and avoiding surprises or hidden costs.

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Discover our costs

Our rates are designed with you in mind. We are a payment method independent of traditional networks. We eliminate intermediaries and reduce operating costs so you save on every transaction.

Transparency first and foremost

  • Create and send digital gift envelopesFree
  • Buy an Amazon.it Gift CardFree
  • Mobile phone top-upsFree
  • Add and move money from digital savings potsFree
  • Save loyalty cardsFree
  • Automatic paymentsFree
  • Donations to non-profit associationsFree
  • Signup/account deactivationFree
  • Deposit into a current accountFree
  • Standard availability top-upFree*
  • Budget top-upFree*
  • Top-up via bank transferFree*
  • Instant Top-up1,00€
  • Payment of utility bills, pagoPA notices, and car and motorcycle road tax1,00€
  • Payment of pagoPA notices for condominium fees via the BuildingPay® serviceFree
  • Payment with insufficient funds0,25€**
  • Sending / Receiving SEPA transfersFree***

* Satispay does not apply any fees. Please check the terms and conditions with your bank.

** Fee applied if the missing amount is greater than €1. This amount is automatically topped up via direct debit from the bank account linked to your Satispay account.

*** Satispay does not apply any fees. Third-party interbank fees may apply.

If you have any questions, check out our guide!

Plans and cards

RedMetalVelvet
Funzionalità
Satispay Red
Satispay Metal
Satispay Velvet
Monthly subscription price
€ 3,99
€ 9,99
€ 39,99
Annual subscription price
€ 39,99
€ 99,99
€ 399,99
Card Type
Mastercard Platinum
Mastercard World
Mastercard World Elite
Initial Card Issuance Fee*
2 free Red cards (upon request). Users can hold only one active Red card at a time.
2 free cards (upon request). User can only hold one Velvet card at a time. Users may, however, hold one active Velvet card and one card from a lower-tier plan (Metal or Red) at the same time.
1 free card (upon request). User can only hold one Velvet card at a time. Users may, however, hold one active Velvet card and one card from a lower-tier plan (Metal or Red) at the same time.
Additional Card Issuance Fee (from the third card onwards)*
Additional Red card: €6.99
Additional Metal card: €29.99 Additional Red card: €6.99
Additional Velvet card: €55 Additional Metal card: €29.99 Additional Red card: €9.99
Delivery Fee
Standard delivery included (€29.99 for express delivery)
Standard delivery included (€29.99 for express delivery)
Express delivery included
Default Limits
€ 3.000 / daily
€ 5.000 / daily
> € 10.000 / daily
ATM Withdrawals (Euro)
200€ or 5/month, then 1.9% + 0.5% weekend (minimum €1 per withdrawal)
400€ or 5/month, then 1.9% (minimum €1 per withdrawal)
800€ or 5/month, then 1.9% (minimum €1 per withdrawal)
Foreign Exchange (FX) Fee on Payments**
Free up to €3,200/month (0.5% thereafter)
Unlimited and fee-free
Unlimited and fee-free
Foreign Exchange (FX) Fee on International Withdrawals
200€ or 5/month, then 1.9% + 0.5% weekend (minimum €1 per withdrawal)
400€ or 5/month, then 1.9% (minimum €1 per withdrawal)
800€ or 5/month, then 1.9% (minimum €1 per withdrawal)
Replacement Fee
1 free per year (then card fee)
1 free per year (then card fee)
1 free per year (then card fee)
Cashback Points Multiplier
2 X
3 X
4 X

Satispay Stand alone

  • Plan NameStandard
  • Monthly fee0 €
  • Card TypeMastercard Platinum
  • Initial Card Issuance Fee0 €
  • Delivery Fee€6.99 (+€29.99 for express delivery)
  • Default Limits€5.000 weekly
  • ATM Withdrawals (Euro)200€ or 5/month, then 1.9% (minimum €1 per withdrawal)
  • Foreign Exchange (FX) Fee on Payments**0.5% >€1.200/month + 1% weekend
  • Foreign Exchange (FX) Fee on International Withdrawals200€ or 5/month, then 1.9% + 1% weekend
  • Replacement Fee€6,99
  • Loyalty / Rewards1 pto x 1€
  • Gaming/GamblingNo

* Issuance fee waived for the first card of the plan. In case of withdrawal or downgrade within 10 months from activation, the residual issuance cost is due, pro-rata on the remaining months. Consult the T&Cs for further details.

** Users can hold a maximum of two active physical cards: one associated with their current plan and one additional card from a lower-tier plan, where applicable. Cards from the same plan tier cannot be held simultaneously; any additional card from the current plan may only be issued as a replacement (e.g., due to loss or damage of an existing card). Any card requested thereafter is subject to the fees indicated in the table. Consult the T&Cs for further details.

*** For payments in a currency other than the euro, a fee is applied to the exchange rate established by the payment network to which your card belongs.

What extra does Satispay offer you?

We are a payment app chosen by 6.5 million people. We enable fast, convenient transactions—without cards or POS terminals.

Do everything from a single app.

With Satispay, you have an app that lets you pay for many services in a wide range of situations. You can send money to your contacts, set up money pools, and much, much more. Choose Satispay and discover a new way to manage your daily payments—simple, fast, and convenient.

Person using the Satispay app on their smartphone

Sign up for Satispay and change the way you pay.

Joining Satispay deserves much more than a thank you. Sign up and get a €5 bonus¹ with the code WEB.

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Have questions? We're here to help.

We have created a section that gathers some of the most frequently asked questions we receive about Satispay.

Check the FAQs
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Satispay

Payment services are provided by Satispay Europe S.A., registered under no. W00000010 in the Register of Electronic Money Institutions kept by the Commission de Surveillance du Secteur Financier and under no. B229149 in the Luxembourg Trade and Companies Register. Registered office: 53, Boulevard Royal, L-2449 Luxembourg.

Corporate welfare services are provided by SatisWelfare S.p.A., tax code and registration number in the Milan Companies Register no. 12408640964. Registered office: piazza Fidia 1, 20159 Milan.

Investment services are provided by Satispay Invest S.A., registered under no. P00000555 in the Register of Investment Firms kept by the Commission de Surveillance du Secteur Financier and under no. B285448 in the Luxembourg Trade and Companies Register. Registered office: 53, Boulevard Royal, L-2449 Luxembourg.

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13 Oct, 2026
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