Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed. Job Responsibilities / Phạm vi công việc Key responsibilities assigned to this position are: Financial risk oversight and early risk identification Provide second line oversight and independent challenge over key financial risks, including persistency, mortality, morbidity, expense, underwriting, claims, reinsurance, capital, solvency, ALM, market, credit, liquidity, self-funding distribution and emerging risks. Identify and escalate early warning signals, material exposures, root causes, potential missed opportunities and required management actions. Risk appetite, capital and balance sheet management Support the review and monitoring of financial risk appetite, limits, indicators and escalation thresholds. Review and challenge capital, solvency, liquidity, product, pricing, assumption, reinsurance, investment and ALM matters, including inputs to ORSA, stress testing, capital planning and governance papers. Insurance, product and portfolio risk oversight Assess financial risk implications of new products, product changes, campaigns, underwriting changes, reinsurance arrangements and self-funding distribution initiatives. Monitor experience trends, persistency behaviour, claims patterns, mortality and morbidity experience, portfolio quality and risk-adjusted opportunities. Reporting, governance and stakeholder engagement Prepare clear risk reports, dashboards, committee papers and recommendations for management, governance forums and Group stakeholders. Partner with Actuarial, Finance, Investment, Product, Reinsurance, Compliance, Internal Audit and Group teams while maintaining clear second line independence. Model, UDA and process governance support Support governance over material models, UDAs, financial risk tools, controls, remediation actions and continuous improvement of financial risk processes. Skills Set/ Kỹ năng yêu cầu Strong financial risk judgement across life insurance, capital, solvency, ALM, market, credit, liquidity, reinsurance, persistency, mortality, morbidity and self-funding distribution risks. Ability to identify early warning signals, assess business impact, highlight potential missed opportunities and recommend practical management actions. Strong analytical skills, including experience analysis, assumption review, stress testing, product economics, valuation and pricing analysis. Clear communication and stakeholder management skills, with ability to provide constructive challenge while maintaining second line independence. Good execution discipline, including ability to manage priorities, produce clear papers and follow through on actions. Job Requirements / Yêu cầu - Degree in Actuarial Science, Mathematics, Statistics, Finance, Economics, Risk Management or a comparable discipline. - At least 5 years of relevant life insurance experience, preferably across Financial Risk Management, Actuarial, Finance, Product, Valuation or Pricing. - Experience in Valuation and Pricing is required, including understanding of product economics, assumptions, profitability, reserves, capital and financial reporting impacts. - Good understanding of key financial and insurance risks, including persistency, mortality, morbidity, reinsurance, capital, solvency, ALM, market, credit, liquidity and self-funding distribution risks. - Working knowledge of actuarial models, financial risk tools, spreadsheets and data analysis tools. Prophet, SAS, R, VBA, SQL or similar tools are a plus. - Strong analytical, communication, stakeholder management and execution skills, with ability to provide clear recommendations and constructive challenge. Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements. We are Prudential. For every life, we are partners. For every future, we are protectors. Prudential plc provides life and health insurance and asset management to 17 million customers across 20 markets in Asia and Africa. We are headquartered in Hong Kong and have dual primary listings on the Stock Exchange of Hong Kong and the London Stock Exchange. We are focused on four strategic regions: Greater China, ASEAN, India and Africa. Our customers are served by around 55,000 agents and more than 200 bank partners. Prudential plc is not affiliated in any manner with Prudential Financial, Inc., a company whose principal place of business is in the United States of America or with the Prudential Assurance Company, a subsidiary of M&G plc, a company incorporated in the United Kingdom. Find out more at www.prudentialplc.com Follow us on LinkedIn

Financial Risks Senior Manager (Quản lý Cấp cao Quản trị rủi ro tài chính).

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