Treasury Analyst -Trade Finance – Letters of Credit & Surety Bond We are Lennar Lennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Lennar has been recognized as a Fortune 500® company and consistently ranked among the top homebuilders in the United States. Join a Company that Empowers you to Build your Future. Summary: The Trade Finance Analyst specializes in managing, structuring, and optimizing the company’s global trade finance portfolio, with a heavy emphasis on Standby Letters of Credit (SBLCs) and Surety Bonds. This role acts as the primary operational and analytical interface between corporate treasury, commercial business units, banking partners, and insurance brokerages. The analyst will ensure timely issuance, risk mitigation, cost control, and full compliance for all bilateral off-balance sheet credit instruments supporting large-scale commercial contracts, project finance, and regulatory requirements. Principal Duties and Responsibilities: End-to-end management of the lifecycle for Standby Letters of Credit (SBLCs), Bank Guarantees, and Surety Bonds (bid, performance, payment, and maintenance bonds). Draft, review, and negotiate text for SBLCs and surety wordings to ensure terms align with corporate standards and mitigate legal or financial exposure. Coordinate directly with commercial lenders and surety brokers to facilitate the issuance, amendment, renewal, and cancellation of instruments. Monitor credit line utilization across credit facilities and surety programs to optimize capacity and ensure proper allocation of collateral or capital. Analyze and benchmark pricing structures, including issuance fees, commitment fees, and utilization margins, to minimize total cost of capital. Prepare monthly treasury reports detailing total exposures, upcoming expirations, facility headroom, and counterparty concentration risks. Evaluate the creditworthiness of issuing and confirming banks to maintain compliance with corporate counterparty risk policies. Collaborate with internal operational, legal and risk management departments to manage claims, reductions, or defaults effectively. Review underlying commercial contracts to determine specific trade finance and security requirements, providing expert guidance to internal teams. Maintain trade finance dashboards and software modules, ensuring real-time accuracy of records and tracking systems. Drive operational efficiency by supporting initiatives to transition paper-based workflows into digital and electronic trade solutions. Serve as a key point of contact for relationship banks and surety brokers, conducting regular performance and fee audits. Support audit activities by gathering documentation, validating controls, and assisting with remediation efforts. Support system implementations, testing activities, upgrades, and technology enhancements affecting treasury operations. Perform special projects and other duties as assigned. Education and Experience Requirements: Bachelor’s degree in Finance, Accounting, Business Administration, Information Systems, Data Analytics, or a related field preferred. One to three years of corporate treasury, corporate banking experience, or homebuilding industry operations. Experience with treasury management systems (TMS) or digital trade platforms is highly preferred. Advanced Microsoft Excel skills required. Experience with workflow automation, reporting tools, and business process improvement initiatives preferred. Experience with data governance, operational controls, and compliance processes preferred. Knowledge, Skills, and Abilities: Exceptional negotiation skills and detail-oriented risk evaluation. Strong analytical, troubleshooting, and critical thinking skills. Advanced data analysis and reporting capabilities. Ability to develop, maintain, and interpret large operational datasets. Knowledge of process governance, internal controls, and risk management principles. Strong diligence and commitment to data accuracy. Excellent written and verbal communication skills. Ability to manage multiple priorities and deadlines simultaneously. Strong organizational and project coordination skills. Ability to learn and adapt to innovative technologies, systems, and business processes. Physical Requirements: This is primarily a sedentary office position requiring extended computer use, the ability to communicate effectively, and the ability to operate standard office equipment. Occasional lifting or movement of materials weighing up to twenty-five pounds may be required. This description outlines the basic responsibilities and requirements for the position noted. This is not a comprehensive listing of all job duties of the Associates. Duties, responsibilities, and activities may change at any time with or without notice. Life at Lennar At Lennar, we are committed to fostering a supportive and enriching environment for our Associates, offering a comprehensive array of benefits designed to enhance their well-being and professional growth. Our Associates have access to robust health insurance plans, including Medical, Dental, and Vision coverage, ensuring their health needs are well taken care of. Our 401(k) Retirement Plan, complete with a $1 for $1 Company Match up to 5%, helps secure their financial future, while Paid Parental Leave and an Associate Assistance Plan provide essential support during life's critical moments. To further support our Associates, we provide an Education Assistance Program and up to $30,000 in Adoption Assistance, underscoring our commitment to their diverse needs and aspirations. From the moment of hire, they can enjoy up to three weeks of vacation annually, alongside generous Holiday, Sick Leave, and Personal Day policies. Additionally, we offer a New Hire Referral Bonus Program, significant Home Purchase Discounts, and unique opportunities such as the Everyone’s Included Day. At Lennar, we believe in investing in our Associates, empowering them to thrive both personally and professionally. Lennar Associates will have access to these benefits as outlined by Lennar’s policies and applicable plan terms. Visit Lennartotalrewards.com to view our suite of benefits. Join the fun and follow us on social media to see what's happening at our company, and don't forget to connect with us on Lennar: Overview | LinkedIn for the latest job opportunities. Lennar is an equal opportunity employer and complies with all applicable federal, state, and local fair employment practices laws. We’re Always Looking Ahead Want to work in an innovative environment that empowers you to explore your passions? At Lennar, we promote asking questions and working together to solve complex problems. It’s how we’ve become a leader in the homebuilding industry and why our Associates love working here. If you’re interested in helping people find their future homes and, in doing so, build a better future for themselves, then Lennar is the place for you. Work Where Everyone’s Included We’re committed to building and sustaining an inclusive culture where everyone has a seat at the table, and we’re all on a first-name basis. This inclusive culture influences our hiring practices, the communities we serve and how we build better career experiences for all our Associates. It’s why we created our Everyone’s Included Advisory Council, and we’d love for you to be a part of our shared journey. Join Our Talent Network Join Our Talent Network: Welcome to the Lennar Community! We are tickled, delighted and happy that you've decided to join our Talent Community! We look forward to connecting about career opportunities at Lennar.

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