Job Description: WHO We Are: Self-Help started in 1980 with a focus on economic inequality especially in communities that have faced systemic barriers in building wealth. At the core of what Self-Help does is a drive to create and protect ownership and economic opportunity. In other words, we’re committed to economic justice! Economic Justice means that all communities have the basic infrastructure they need to thrive, from high-quality schools to grocery stores selling fresh food resources that support opportunity at a neighborhood level regardless of demographics, income, or wealth. Since our founding, we’ve constantly sought to find new ways to pursue greater economic justice: from providing fair and affordable loans to working with partners to demand that lawmakers change unjust policies. We are seeking a Universal Banker to join our Asheville, NC team! WHAT You'll do: MEMBER SERVICING AND CASH HANDLING Greet and welcome members and visitors to the credit union in a friendly and professional manner. Provide prompt, efficient, and accurate service. Promote credit union products and services based on members’ needs. Open new membership accounts. Provide information concerning credit union products and services in person, by telephone, or email. Respond to members’ inquiries and requests. Resolve problems and complaints or escalate them as appropriate while acting as a liaison between other staff and the member. Perform account transactions including deposits, withdrawals, loan payments, CD transactions, lines of credit advances, account transfers, imaging receipts, etc. Perform account maintenance including adding joint owners, address changes, and competing any other necessary MSR functions. Refer mortgage loan requests to Mortgage Loan Assistants or Mortgage Loan Officers. Open, balance, and close cash drawer when serving in MSR capacity. Maintain appropriate cash levels in drawers based on branch’s cash drawer limits. May handle Vault responsibilities including managing branch and MSR cash supply, when needed. Assist with mailed-in, ATM, night deposits, and/or ATM balancing, when needed. CONSUMER LENDING Manage the entire consumer loan process from initiation through closing, including interviewing loan applicants, determining loan eligibility, reviewing applications for accuracy and providing timely and accurate disclosures while operating with moderate credit authority and complying with the credit union's lending policies. Prepares file for underwriting by reviewing and analyzing documentation from borrowers to determine validity and authenticity; maintain communication with underwriter to provide clarification or additional information, if requested. Monitor processing progress to ensure loan file is ready for closing in a timely manner. Provide financial counseling to members at their request or when evidence indicates there are financial difficulties. Recommend deposit and loan products best suited to meet each member's unique needs. BUSINESS DEVELOPMENT/OTHER Promote the Credit Union to individuals and groups in the community and participate in business development efforts to promote Self-Help lending products including mortgage, consumer loan, and all other products as needed. Perform various administrative tasks. Mail receipts and checks to members as indicated by policy and procedure. Research accounts for deposit, withdrawal, and loan-payment discrepancies. Act as role model for MSR staff and provide coaching and development of staff for identifying products that will meet customer needs. Assist branch management with filing and record retention of daily reports In the absence of the MSR Supervisor, may provide supervisor overrides for cash withdrawals up to $5,000. Supervise opening/closing procedures in supervisor and manager’s absence. When requested, may supervise MSR staff in the absence of the supervisor, assistant branch manager and branch manager. Execute other duties, responsibilities, and projects as assigned. Perform other duties as may be deemed necessary. WHAT You'll need: High school diploma or equivalent and a minimum of 2 years of experience in retail banking including experience in cash handling and opening accounts. Strong commitment to our mission – creating economic opportunity for traditionally underserved communities. Preference for working in organizations that place priority on teamwork and collaboration Keen attention to detail. Good knowledge and understanding of credit products including the ability to effectively and independently approve consumer loans up to lending authority. Ability to effectively organize and prioritize work. Excellent interpersonal and communication skills. Ability to form and maintain strong relationships with internal and external customers. Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Knowledge of basic economic and accounting principles and practices, the financial markets and banking. Analytical and problem-solving skills. Proficiency with Word and Excel. May be required to travel to cover other branches and work evenings and weekends. English/Spanish fluency preferred. Ability and willingness to work beyond normal work hours, as needed. Ability to demonstrate Self-Help's Core Values: Mission Before Self Service With Excellence Embracing & Promoting Change Results Not Credit Diversity as a Strength Financial Sustainability for Mission Impact Anticipated compensation range $43,310- 64,964 Self-Help is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Company Disclaimer: Self-Help is committed to providing equal employment opportunities to all persons, regardless of race, religion, religious creed, color, national origin, ancestry, physical disability, mental disability, medical condition, genetic information, marital status, sex, gender, gender identity, gender expression (including transgender status), age, sexual orientation, military and veteran status, class or family status. Welcome to Self Help Careers! Self-Help is a family of Mission Driven non-profit financial organizations. Our national foot-print means we offer strong benefits and opportunities across the country. Our inclusive collegial culture means that no matter where you're located, you're part of a shared mission. At Self-Help we don't just go to work. We create change - and we do it together. Join Us! If you are a job seeker with a disability and require a reasonable accommodation to apply for one of our jobs, please request the appropriate accommodation by emailing: applicationassistance@self-help.org.

Universal Banker.

more at Selfhelp.

Bilingual Member Service Representative/Teller

Regional Manager

Floating Member Services Representative

similar roles.

Environmental Services Associate I with Alternating Weekends

Senior Market and Trading Specialist

Administrative Assistant