Job Description To lead the management of a portfolio of non-performing loans and select high-risk watchlist accounts, ensuring focused intervention to minimise impairment losses, maximise recoveries, and expedite file closures. This role drives operational efficiency and risk mitigation through proactive oversight, strategic decision-making, and effective stakeholder engagement. Hello Future Finance Team Leader Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world. As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change. Role Overview: To partner with the business in the provision of financial expertise and advice, and to develop supporting processes that continuously enhance the delivery of financial services. Are you someone who can: Convert financial analysis into actionable business insight. Move beyond explaining historic performance by identifying what the numbers mean for the business, what decisions are required, and what trade-offs management should consider. Provide forward-looking performance steering. Use predictive analytics to anticipate pressure points in income, costs, impairments, capital, liquidity and profitability before they materialise. Build and challenge budgets, forecasts, and scenario plans, including stress-testing assumptions and linking financial outcomes to key business drivers. Manage and track group cost performance by analysing cost drivers and product, customer, and channel profitability, and identifying opportunities to improve efficiency and returns. Own performance dashboards. Assist with the development and maintainence of dashboards that track both financial and non-financial drivers of performance, including revenue momentum, cost-to-income trends, JAWS, customer behaviour, productivity, risk indicators and strategic initiative delivery. Embed digital and AI-enabled finance ways of working independently. Use emerging AI capabilities to improve the speed, accuracy and usefulness of finance output. Maintain expert knowledge of relevant legislative amendments, IFRS technical accounting principals, industry best practice, and internal compliance procedures and requirements. Support the reporting team with year-end external reporting deliverables, including Board reporting and the preparation of annual financial statements. Enhance data governance and insight quality. Ensure finance data is accurate, well-controlled, reconciled, consistently defined and suitable for decision-making across business units and reporting cycles. Contribute to a development-focused culture where successes, issues, trends, and ideas are actively shared. You will be an ideal candidate if you: Hold a Bachelor of Commerce in Accounting Have completed articles (advantageous) Have management accounting experience Have at least two years’ experience as an Accountant Have experience in process automation and data analysis You will have access to: Opportunities to network and collaborate Challenging Work Opportunities to innovate We can be a match if you are: Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside Curious – Believe in insight, creativity, and its power to unlock value Deeply Invested – Take initiative and be a leader in your own right Valuing differences – Be inclusive, gracious, decent, and humble Building Trust not Territory – Create a culture of sharing Courageous – We’ve built a culture of bravery by speaking our minds and encouraging others to do the same Are you interested in taking the step? We look forward to engaging with you further. Apply now! All applications must be done via the Group’s application portal. To access the portal click on the link below. Workday (myworkdayjobs.com) #Post #FNB #LI-AI2 Important Closing Date Note Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below. 01/11/26 All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties. Introduce yourself to our recruiters and we will get in touch if there's a role that seems like a good match. Should you have any queries, please log it via MyQ. FirstRand provides a comprehensive range of financial services in South Africa and certain markets in broader Africa. The group also offers certain niche products and services in the UK and India. Listed on the Johannesburg Stock Exchange (JSE) and the Namibian Stock Exchange (NSX), FirstRand Limited is the largest financial institution by market capitalisation in Africa. The group follows a multi-branding approach. Its portfolio of financial services businesses includes FNB, RMB, WesBank, Ashburton Investments, Aldermore, MotoNovo and DirectAxis. Many are leaders in their respective segments and markets, offering transactional, lending, investment and insurance products and services The FirstRand Corporate Centre houses many of the critical functions required by a large and complex financial services group. The group's track record of delivering superior returns to shareholders has been achieved through a combination of organic growth, acquisitions, innovation and the creation of completely new businesses. The group’s purpose of delivering Shared Prosperity provides many opportunities for employees to innovate to address social and environmental challenges in our markets. All of our businesses have successful Volunteering programmes which also allow employees to adopt and support causes close to their hearts.

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