About World Business Lenders About Us
World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO.
- WBL is a U.S.-based company with a fully remote workforce.
- Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday.
- The role requires strong spoken and written English.
- All resumes must be submitted in English.
Overview
- The role requires near-zero errors in credit sheets and CRM data entry, basic product knowledge, effective inter-departmental communication, and a solid understanding of underwriting concepts and internal guidelines.
Job Duties and Responsibilities
- Get credit analysis ready to help support well-informed credit recommendations.
- Review business bank statements, financial statements, tax returns, and cash flow statements to perform thorough investment analyses.
- Work on structuring and underwriting complex credit applications, balancing profitability goals with risk guidelines.
- Create financial models that help analyze both individual loan performance and overall portfolio health.
- Make sure all loan applications are underwritten following WBL’s underwriting guidelines, policies, and procedures.
- Prepare underwriting forms (using Excel) and Loan Approval forms for review, ensuring all information is complete and accurate.
Requirements
Education:
- Bachelor’s degree or equivalent experience demonstrating relevant proficiency.
Experience:
- At least 2 years of experience in underwriting, credit analysis, lending, or banking
- Experience with financial analysis or structured credit work is a big plus.
Preferred Background / Industry Experience
- Lending Industry
- Banking Sector
Specific Technical Skills Needed
- Intermediate MS Excel proficiency
- Ability to analyze:
- Financial statements (P&L, balance sheet, cash flow)
- Bank statements
- Tax returns
- Basic financial modeling capability
- Understanding of credit underwriting principles
Specific Soft Skills Needed
- Strong analytical mindset
- High attention to detail
- Stress tolerance
- Self-learner / ability to work independently
Benefits
- Enjoy Paid Time Off (PTO) to recharge
- Salary paid in USD
- Work comfortably 100% from home