Kikoff: The Fintech Powering Financial Security at Scale
Kikoff is a profitable, pre-IPO fintech company on a mission to empower everyone to achieve financial security. With record revenue growth in 2025 and a unicorn valuation, we've built a suite of products that help millions of people build credit, access liquidity, and save money.
We're scaling fast. Join us if you want to build something meaningful and help millions of people move forward financially.
Why Kikoff:
This is a consumer fintech startup, and you will be working with serial entrepreneurs who have built strong consumer brands and innovative products. We value extreme ownership, clear communication, a strong sense of craftsmanship, and the desire to create lasting work and work relationships. Yes, you can build an exciting business AND have real-life real-customer impact.
About the Role:
As the Senior Director of FP&A, you will report to the CFO and serve as a key financial thought partner to Kikoff's leadership team as the company continues its significant and profitable growth. You will own the company's financial planning, forecasting, and analysis functions, translating complex business dynamics into actionable financial insight that drives strategic decision-making. You will work closely with the CFO and cross-functional leaders to build the financial infrastructure, analytical frameworks, and planning processes that a late-stage fintech company demands. The ideal candidate combines rigorous financial analysis with strong business instincts, an AI-first mindset, and the ability to influence senior stakeholders with clarity and confidence.
The Senior Director of FP&A will initially manage a team of 3–4, with the opportunity to grow the function as Kikoff's business continues to scale. This role is based in our San Francisco office (in office three days a week).
What You Will Do:
- Lead a team that oversees all aspects of FP&A at Kikoff
- Own Kikoff's annual operating budget, quarterly plans, weekly and daily forecasts, and long-range financial model, ensuring they reflect business realities and support strategic decision-making
- Prepare and present executive and board-level reporting packages, including the monthly financial package, board decks, KPI dashboards, and forward-looking commentary
- Build, develop, and grow a high-performing FP&A team, setting a high bar for analytical rigor, business judgment, communication, and cross-functional collaboration
- Champion the use of AI across FP&A workflows to automate routine work and speed up analysis
- Serve as a trusted financial partner to business leaders across marketing, product, engineering, risk, and operations — translating financial data into clear guidance and actionable recommendations
- Partner with the Corporate Controller and Accounting team to ensure alignment between financial reporting and operational forecasts
- Help define the company’s key metrics and drive alignment and adoption in close partnership with our Data team
- Build and maintain financial models that capture unit economics, customer acquisition and retention, cohort dynamics, and revenue drivers specific to Kikoff's businesses
- Lead scenario planning and sensitivity analysis to support strategic initiatives, new product launches, and capital allocation decisions
- Own the selection and development of Kikoff's planning systems and financial infrastructure, driving adoption of best-in-class tools and processes
- Support fundraising, investor relations, and M&A processes as needed, including preparation of investor materials and financial due diligence
About You:
- 15+ years of experience in FP&A, investment banking, or a related financial discipline, with significant operating experience at a high-growth company
- Background at a late-stage or public fintech, e-commerce, marketplace, or internet company with high transaction volumes preferred
- Demonstrated track record of financial leadership at a late-stage private or newly public company strongly valued
- AI-first mindset with a track record of driving cross-functional adoption of AI tools in financial analysis and planning workflows
- Experience with modern planning systems: Adaptive Planning, Anaplan, or comparable tools; ability to own the roadmap and optimization of Kikoff's planning infrastructure
- Demonstrated ability to translate complex financial analysis into clear, compelling narratives for executive and board audiences
- Expert financial modeler with deep experience building driver-based models that capture unit economics, cohort behavior, and multi-product revenue dynamics
- Comfortable operating as a player-coach - willing to roll up your sleeves on detailed analysis and models while managing and developing a growing team
- Strong business acumen, intellectual curiosity, and a track record of building credibility and trust with senior cross-functional stakeholders
Benefits
🏥 Medical, dental, vision — Kikoff covers the full cost for employees, 50% for dependents
📈 Meaningful equity in the form of RSU's
🏝️ 20 days of paid time off per year — we encourage taking real time away to recharge and do your best work
💵 401(k) plan with an employer match to help you invest in your future
💰 Competitive pay based on experience consisting of base + equity + benefits
Visa sponsorship available: Kikoff is willing to provide sponsorship for H1-B visas and U.S. green cards for exceptional talent.
A note on applying: We know great candidates sometimes hold back if they don’t meet every qualification listed. If you’re excited about this role and believe you can do the work, we encourage you to apply. We’re looking for capability and trajectory, not a perfect checklist match.
Equal Employment Opportunity Statement
Kikoff Inc. is an equal opportunity employer. We are committed to complying with all federal, state, and local laws providing equal employment opportunities and considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
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