Organization: At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things. Job Title: Senior Associate Data Scientist, Credit Model Validation Location: Bangalore Business & Team: Model Risk & Validation team plays a critical role in safeguarding the integrity of data-driven decisions across the Group. We provide second-line assurance through rigorous oversight and challenge, ensuring every model meets internal and regulatory standards. Join us and be part of a team that’s shaping the future of risk, technology, and AI across the bank. At CBA, our Model Risk & Validation team plays a critical role in safeguarding the integrity of data-driven decisions across the Group. Impact & contribution: As a key member of our Model Risk & Validation team, you’ll drive robust validation processes, deploy cutting-edge analytics tools, and embed robust risk management practices across our model ecosystem. You’ll work with a high-performing quantitative team, collaborating to uphold the integrity of our model risk framework while influencing the Group’s broader AI and transformation strategies Roles & Responsibilities: Credit Model Validation – Perform validation activities assessing data quality, modelling methodologies, model performance and regulatory compliance across the model lifecycle for IRB, IFRS9 and Stress Testing models (including new models and ongoing post-implementation fit-for-purpose reviews). Stakeholder Engagement – Engage proactively with stakeholders including internal audiences and forums comprising model developers, owners and monitors to communicate findings, risks, and recommendations. Strategic Transformation & Continuous Improvement – Contribute to strategic transformation and continuous improvement in the validation function, streamlining workflows, uplifting validation methodologies, and enhancing the quality, consistency and efficiency of validation outcomes. Essential Skills: 2-4 years of credit risk model validation or development experience on IRB, IFRS9 and stress testing models Demonstrated experience in end-to-end delivery of projects; and sound communication and time management skills. Tertiary qualifications, with above average academic achievements, in a quantitative discipline such as mathematics, statistics and econometrics. Programming skills in SAS, R, Python and SQL. Experience with the Basel regulatory standards regarding credit risk is essential Experience with and relevant APRA regulations on IRB, IFRS9 and stress testing is advantageous Expertise in using Jupyter notebooks or R-markdown, GitHub is a definite advantage Working knowledge of copilot, GPT, Claude etc. is a necessity Demonstrated skills in written and verbal communication, including ability to interpret and report complex material and make sound recommendations to a range of stakeholders Education Qualification: Bachelor’s degree or master’s degree in engineering in Computer Science/Information Technology. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 19/11/2026 Whether you’re passionate about customer service, driven by data, or called by creativity, a career with CommBank is for you. Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive and flexible workplace. One where we’re driven by our values, and supported to share ideas, initiatives, and energy. One where making a positive impact for customers, communities and each other is part of our every day. Here, you’ll thrive. You’ll be supported when faced with challenges, and empowered to tackle new opportunities. We really love working here, and we think you will too.

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