As the Loss Mitigation Manager, you will provide day-to-day leadership of the Small Business Lending Center (SBLC) Collections team to support UMB strategic plans, maximizing timely collection of past-due small business loans and minimizing credit loss. Ensure team collection activities follow SBLC collection phases, documentation standards, and risk-identification guidelines, including timely recommendation of high-risk accounts for transfer to specialized workout management. How you will spend your time: Oversee escalated, unassigned, and Zero Dollar accounts, support team members with difficult borrower situations, and recommend practical account solutions. Develop, maintain, and publish weekly demand alert and month-end/quarter-end reporting for review by Lenders and Senior Management. Assign accounts and special projects, conduct team meetings, and manage employee development, performance reviews, compensation recommendations, timecard approval, and compliance training. Work with key business partners, including but not limited to Lenders, Portfolio Managers, Loan Operations, Internal Audit and Loan Review to resolve delinquencies and evaluate risks. Identify and implement process efficiencies and contribute to procedure revisions. Other duties as assigned. We are excited to talk with you if: · Bachelor’s Degree in Business, Accounting, Finance or related area · 5 years commercial or small business credit, collections, or loan servicing experience · 2 years supervisory or team lead experience · Demonstrates knowledge and understanding of commercial credit, collection practices, and collection law and regulations. · Demonstrates advanced decision-making aptitude, including sound judgment in identifying borrower credit risk. · Demonstrates ability to be analytical thinker-able to solve complex problems by interpreting delinquency data and reports. · Demonstrates excellent verbal and written communication skills, including de-escalating borrower conversations and presenting to management. · Demonstrates ability to lead, coach, and develop a team as well as work across other lines of business. · Demonstrates proficiency in Microsoft Office, including Excel, Access, and Word Bonus Points if you have experience with: Loss mitigation, workout, or bankruptcy experience with an emphasis on small business lending Database Management · Process Improvement · Report Development Target Competencies: · Achievement Orientation · Customer Orientation · Emotional Presence · Impact & Influence · Internal Partnering · Organizational Awareness Teamwork This position was posted on 10/30/2026. The application deadline for this position is 45 days from the posting date unless filled earlier. Compensation Range: $117,900 - $173,393 The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Please see the description of benefits included with this job posting for additional information. UMB offers competitive and varied benefits to eligible associates, such as Paid Time Off; a 401(k) matching program; annual incentive pay; paid holidays; a comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage; health savings, flexible spending, and dependent care accounts; adoption assistance; an employee assistance program; fitness reimbursement; tuition reimbursement; an associate wellbeing program; an associate emergency fund; and various associate banking benefits. Benefit offerings and eligibility requirements vary. Are you ready to be part of something more? You're more than a means to an end—a way to help us meet the bottom line. UMB isn't comprised of workers, but of people who care about their work, one another, and their community. Expect more than the status quo. At UMB, you can expect more heart. You'll be valued for exactly who you are and encouraged to support causes you care about. Expect more trust. We want you to do the right thing, no matter what. And, expect more opportunities. UMBers are known for having multiple careers here and having their voices heard. UMB and its affiliates are committed to inclusion and diversity and provide employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including gender, pregnancy, sexual orientation, and gender identity), national origin, age, disability, military service, veteran status, genetic information, or any other status protected by applicable federal, state, or local law. If you need accommodation for any part of the employment process because of a disability, please send an e-mail to [email protected] to let us know the nature of your request. If you are a California resident, please visit our Privacy Notice for California Job Candidates to understand how we collect and use your personal information when you apply for employment with UMB. #LI-CH1 Who we are We are more than a company. We are advisors, consultants, problem solvers, friends, community members, experts, and we are here to help you make the best of every moment with a financial foundation that can help you succeed. Learn more about UMB's vision Check out the road to a career at UMB

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