We are hiring an Analytics Consultant to build advanced credit risk models and deliver data-driven solutions for financial services clients. In this role, you will leverage machine learning, bureau and alternative data, and risk analytics expertise to drive underwriting, decisioning, and portfolio management strategies.
- Deliver high-quality analytical and value-added services to clients, ensuring excellence in execution and adherence to agreed timelines.
- Build best-in-class risk models leveraging bureau, alternative, and emerging data sources to drive informed business decisions and portfolio performance.
- Provide subject matter expertise in acquisition strategies, credit risk assessment, and limit assignment to support business growth and risk management objectives.
- Partner closely with business stakeholders, technical consultants, and delivery teams to establish shared understanding, align on requirements, and successfully deliver proposed solutions.
- Use data-driven analysis, customer insights, and market understanding to develop compelling value propositions that create measurable value for customers.
- Contribute as a trusted advisor by combining analytical expertise, strategic thinking, and cross-functional collaboration to deliver impactful client outcomes.
- 8+ years of experience in credit risk modelling across customer life cycle
- Domain expertise includes MSME lending, with understanding of MSME underwriting, credit assessment, risk segmentation, bureau-based lending, alternate-data-based lending, and portfolio risk management.
- Understanding of machine learning techniques and algorithms, such as Gradient Boost, KNN.
- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Decision Tree
- Experience working on large datasets using Modern languages like Python
- Good understanding and hands-on experience of statistical modelling/data analysis tools (SAS, Python) and techniques
- Good applied statistics skills, such as distributions, statistical testing, regression etc.
- Experience in decisioning and portfolio management within banking and financial services will be an added advantage.
- Understanding of credit bureau would be an added advantage
- Extensive experience of managing large projects
- Experience working in a financial services environment or Modelling department of International Banks
- Interpret technical features into commercial benefits
Our uniqueness is that we celebrate yours. Experian's people first, inclusive and purpose driven culture is multi award-winning; World's Best Workplaces™ 2025 (Fortune Global Top 25), Great Place To Work™ in 26 countries to name a few. Check out Experian Life on social or explore our Careers Site to understand why. Experian is also proud to be an Equal Opportunity and Affirmative Action employer. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.
Benefits:
- Great compensation package and discretionary bonus plan
- Core benefits include pension, health Insurance and term life Insurance, Sharesave scheme and more!
- 25 days annual leave with 13 bank holidays and 3 volunteering days. You can also purchase additional annual leave.
- You will report to Senior Analytics Consultant.
- Role Location: Mumbai
- Experian is an equal opportunities employer
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Experian will never ask candidates to make any payment as part of an application, interview, assessment, onboarding, or recruitment process. To apply for roles or verify opportunities, please visit experian.com/careers.
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Experian Careers - Creating a better tomorrow together
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