Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. Job Description OVERVIEW OF THE DEPARTMENT/SECTION : Credit analysis is a 70+ team organised into mutiple sector teams. Each credit analyst is responsible for managing risk exposure across an EMEA wide portfolio Analysts work with Front Office teams on livetransactions & risk monitoring to identify and mitigate risks associated with the structure,documentation, counterparty, industry and macroeconomics. Expanding Financial Institutions (FI) Strategy now provides opportunity for a candidate with more experience and a broader skil lset as the Bank develops its franchise with sophisticated clients with more complex products/transactions. PURPOSE OF THE ROLE We are looking for an ambitious FI credit analyst to cover a varied portfolio of banks across developed and emerging economies. Additionally, experience of Insurance Companies and NBFI (e.g. asset managers and sponsors) experience would also be highly beneficial, to assist with the build out of the NBFI strategy; in this area, the role can include an active part in the development of more complex products in conjunction with other product teams. The credit analyst will perform forward looking fundamental credit calls on live transactions, limit renewals and annual reviews; working side by side with relationship bankers and product partners. Asset Managers via delivery of 5 key products (Securitised products, Secured finance, FX, Rates, Credit); the credit analyst will support these transactions. KEY RESPONSIBILITIES Quickly assess key credit issues, raise salient points to the correct stakeholders and to assess the risk- reward trade off. presentation of key risks/ mitigants Ability to multi-task and manage ever-changing and often conflicting priorities; Ability to work with ahigh level of motivation and initiative; Work diligently to develop technical skills and industry knowledge related to the role. Ensure accurate and timely compliance with internal rules and reporting procedures. WORK EXPERIENCE Experience in fundamental FI credit/ Insurance /NBFI analysis gained in either a bank, assetmanager or rating agency environment. There should be an emphasis on credit analysis in the context of a transaction or event, or a strong motivation to move into a more transaction driven environment. SKILLS AND EXPERIENCE Functional / Technical Competencies: Experience of covering FIs in EMEA, preferably . Experience of NBFI (Insurance/Financial Sponsors) would also bebeneficial. A good understanding of loan documentation and key credit protections. Understanding of market risk and ISDA/CSA documents would be preferred/ beneficial. European language skills desirable (but not essential) and ability to work across regions with locally based GCIB bankers. Education / Qualifications: Degree level and professional qualifications desirable or similar qualifications would be highly beneficial. PERSONAL REQUIREMENTS A proactive, motivated approach. The ability to operate with urgency and prioritise work accordingly Strong decision making skills, the ability to demonstrate sound judgement A structured and logical approach to work Strong problem solving skills The ability to manage large workloads and tight deadlines Excellent attention to detail and accuracy Strong numerical skills Mitsubishi UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. Innovate & Simplify Own & Execute

Analyst/ Sr Analyst/ Manager- Credit Analysis- Financial Institutions.

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