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EFEther.fi logo

Ether.fi

New York

Senior Backend Engineer - Transaction.

FULL TIMEREMOTESENIOR LEVELENGINEERING$170K–200K/YR

About us:

Ether.fi is one of the largest crypto companies in the world. We have over $10B in assets under management and a team of 30 almost all technical staff. We’ve been profitable day one and are focusing on building real consumer applications.

The future we envisage is true on-chain banking. Our current products; Stake, Liquid, and Cash enable users to earn yield in a variety of DeFi strategies, and spend their assets in the real world with our credit cards. You can view public analytics on Dune for Cash and Stake.

Position overview:

We’re looking for a senior backend engineer to own core parts of our card program: transaction processing, authorization and decline handling, disputes, and the services around them. You’ll work on a small team where engineers own problems end to end, from understanding why a user’s card was declined to shipping the fix and measuring whether it worked. Anything a neobank would build is on our roadmap.

What you’ll do:

  • Own core backend services for our card program, including authorization, clearing, refunds, and dispute flows

  • Reduce user friction from card declines: find root causes in transaction data, work with our issuing partners, and ship fixes

  • Make product calls alongside design and ops: decide what to build, cut scope where it doesn’t serve users, and track outcomes after launch

  • Use AI tools and agents as a core part of how you work, for coding, investigation, data analysis, and automating operational work

  • Improve our infrastructure, CI/CD, observability, and monitoring so the team can ship safely and quickly

What we are looking for:

  • 5+ years of professional backend engineering experience with strong fundamentals in software design and problem solving

  • Experience building or operating a card program, on the issuing side, processor side, or as a fintech running cards through a program manager

  • A product mindset: you care about what users experience, can turn a vague problem into a scoped plan, and judge your work by its effect on users

  • You already use AI heavily to get things done and can show examples where it changed how much or how fast you delivered

  • You have shipped products used by thousands of real users

  • Drive and willingness to go the extra mile. We are an ambitious team with audacious goals, and we work hard to reach them

Perks and benefits:

  • Competitive salary, performance-based incentives, and token allocation grant

  • Opportunity to work on multi-billion dollar products as part of a small team

  • Health, dental, and vision insurance plans

  • Global team with opportunity for travel and working out of our 3 offices around the world

  • 4 weeks work from anywhere

  • Exciting company events and team-building off-sites

Pay
$170k–200k/yr
Where
New York · Cayman · Denver
Work
Remote
Type
Full time
Posted
9 Nov, 2026
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