2027 Credit Portfolio Management Summer Intern – Miami Country: United States of America It Starts With You: Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The Difference You Make Santander US is looking for exceptional talent to join our 2027 Summer Internship Program, where participants will contribute to our continued growth while developing the skills, experiences, and professional foundation needed to become future leaders. Our Portfolio Management team manages active portfolio accounts and supports the underwriting of transactions, ensuring timely credit monitoring, accurate internal reporting, and effective risk management while maintaining strong client relationships. You will work alongside experienced professionals and learn how Portfolio Management evaluates, underwrites, and monitors transactions through financial analysis, credit risk assessment, and ongoing portfolio management. What You Will Gain Our Summer Internship Program, beginning in June 2027, provides a comprehensive introduction to Santander and its capabilities. Through a combination of training and hands-on experience, you will develop technical, professional, and interpersonal skills. At Santander, we believe in the idea that our actions, no matter how small, can have a positive impact on our clients, employees, shareholders, and the communities we serve. As such, we strive to attract like-minded individuals and exceptional talent who can help achieve their highest potential. The 2027 Summer Internship Program is intended for undergraduate students with an anticipated graduation date of May/ June 2028. Based in Miami, you will become part of an international business working with teams across different geographies. What We Offer You We make it our mission to focus on attracting and retaining junior talent. Our program is designed to get you on the right path to the next level. At Santander, we have a strong global footprint which fosters an environment where teamwork and partnership are critical to delivering the best solutions for our clients. As a Credit Portfolio Management Intern, you will gain exposure to project finance, leveraged finance, portfolio management, credit monitoring, and credit administration activities across SCIB’s lending portfolios. Working alongside experienced professionals, you will support the underwriting and ongoing management of transactions by assisting with due diligence, preparing credit approval materials, analyzing financial performance, and reviewing ongoing credit obligations. Throughout the program, you will develop a strong understanding of the business while building the technical, analytical, and professional skills needed for a successful career in financial services. You will be partnered with a mentor, who is able to provide you with guidance and advice throughout the Summer while immediately building your Santander network. What You Bring An undergraduate student in a four-year program with an expected graduation date of May/June 2028 Pursuing a degree in Business Administration, Economics, Finance, or a related field Strong academic performance; cumulative GPA is 3.5 or above Demonstrated leadership through campus involvement, work experience, or extracurricular activities Highly motivated and results oriented with a desire to exceed expectations Demonstrate intellectual curiosity and courage Sharp communication skills with the ability to express facts and ideas clearly both verbally and in writing, interacting professionally, transparently, and effectively with people at all levels Strong analytical and quantitative skills Strong critical thinking with the ability to develop solutions to complex challenges Ability to multi-task as required Ability to work independently on special projects Ability to effectively contribute to a team environment Work Authorization & Sponsorship Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment. What Else You Need To Know: The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location. We Value Your Impact: Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) Risk Culture: We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management. EEO Statement: At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. Working Conditions: Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. Employer Rights: This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason. What To Do Next: If this sounds like a role you are interested in, then please apply. We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs. The Santander Way Santander is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management. Ready to make it happen? It starts with you. It starts here.

2027 Credit Portfolio Management Summer Intern – Miami.

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