Job Description Summary The AML/FCM Senior Analyst is responsible for conducting end-to-end investigations to monitor transactional activity and ensure adherence to regulatory expectations across one or more lines of business, leveraging specialized knowledge of securities and/or banking products developed through experience, training, and/or certification. In addition, this role involves leading projects of moderate scope and complexity, resolving or recommending solutions to complex issues, and collaborating with internal stakeholders, Financial Advisors, branch personnel, and external partners to identify, research, and resolve potential concerns. Job Description Key Responsibilities Conduct routine to complex investigations of potentially suspicious activity identified through transaction monitoring surveillance, branch escalations, regulatory inquiries, or referrals from Compliance, Legal, Risk, or other business units. Analyze client background information, securities transactions, and fund movements to identify potential money laundering, terrorist financing, or other financial crimes. Utilize internal systems and external research tools, including negative news screening, to analyze activity and determine whether escalation is warranted. Submit 314(b) requests and Requests for Information (RFIs) to branches, as needed. Prepare detailed, accurate, and timely Suspicious Activity Reports (SARs) for submission to regulators and/or law enforcement when suspicious activity is identified. Perform continuing activity reviews and identify/report any ongoing suspicious activity. Communicate the findings and outcomes of complex investigations to senior leadership (AML Officers) through clear, well-written narratives, including risk analysis and supporting evidence, to support risk-based retention or termination decisions; ensure follow-through on account closures for terminated relationships. Administer AML policies and procedures in alignment with regulatory requirements, including the USA PATRIOT Act. Monitor regulatory developments and industry trends and support their integration into the firm’s AML program. Train and mentor team members on AML policies, procedures, and regulatory requirements. Deliver presentations during team and departmental meetings. Perform other duties as assigned. Required Skills Strong SAR narrative writing skills, including clear and well-supported analysis of suspicious activity. Strong knowledge of bank and brokerage products and practices, including account types and transactional behavior. Knowledge of financial crime typologies, including securities fraud and market manipulation. Understanding of emerging financial risks and products (e.g., cryptocurrency, sanctions, informal value transfer systems). Ability to identify patterns, trends, and anomalies in transactional data. Strong organizational and time management skills, with the ability to manage multiple priorities and meet deadlines. Excellent written and verbal communication skills. Ability to work independently and collaboratively in a fast-paced environment. High level of professionalism, confidentiality, and customer service. Commitment to staying current with AML regulations, emerging risks, and industry best practices. Education/Previous Experience Requirements: Bachelor’s degree from a four-year college or university in a related field, with 3-5 years of relevant experience in financial transactional analysis, AML investigations, and Suspicious Activity Reporting. Brokerage industry experience (1–2 years) is highly preferred. Licenses/Certifications CAMS certification is required within 12 months of the hire date. Education Work Experience Certifications Travel Less than 25% Workstyle Hybrid The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com. At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: • Grow professionally and inspire others to do the same • Work with and through others to achieve desired outcomes • Make prompt, pragmatic choices and act with the client in mind • Take ownership and hold themselves and others accountable for delivering results that matter • Contribute to the continuous evolution of the firm At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. #LI-AF1 Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF. Thanks for your interest in working with Raymond James. While we might not have the perfect role for you today, we'd love to keep in touch. Join our Talent Network to stay up to date on career opportunities that may be a good fit for you. Our business is deeply focused on people and their financial well-being. We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper. We believe doing well and doing good aren't mutually exclusive. As an established but ever-evolving company, you can start – or continue – growing your career here. We invest in you with wide-ranging benefits and the support of leaders and colleagues who care. From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow. Our people-first culture is outlined in our Culture Blueprint. Check it out to see why many choose to work at Raymond James – and why they stay.

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