We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.
Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.
We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.
In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers.
Our goal is simple: to do the absolute best for our customers, our communities, and each other.
Your new role:
As a member of the commercial team, you will play a key role in growing the bank’s business and high net worth individual asset finance loan book through managing the originations right from initial business quote through to pay out, including liaising with credit and the legal documentation team as well as external parties such as brokers (for certain asset classes only) and suppliers.
You will enable growth in the asset finance loan book by being responsible for taking introductions sourced via our Field Development Team and managing them through the origination processes, end to end. Using defined pricing parameters, you will produce quotes for our prospects, prepare a credit proposal, ensuring that the asset type, supplier and terms meet with DFC’s requirements before liaising with the credit team to answer their points to enable a credit approval. On approval, you will be responsible for sourcing an invoice from the supplier and passing to the legal docs team to produce the customer documentation before ensuring that the Operations team are set for payout.
You will build a depth of knowledge in our lending products, credit appetite, returns requirements and operational processes which will help support DFC’s manufacturers, dealers and customers to grow and achieve their objectives.
You will need to be comfortable working at pace, being a team player but also able to work autonomously. You will have strong communication and facilitation skills, whilst being comfortable working with a variety of stakeholders at all levels of an organisation. You will be able to demonstrate a good understanding of the key components of DFC’s financial solutions suite, especially Asset Finance and what it takes to deliver great customer outcomes and strong customer advocacy. You’ll feel comfortable working across the business to continuously improve the asset finance proposition. Having strong attention to detail, with proven ability to prioritise and excellent organisational skills are prerequisites.
Responsibilities:
- Creating and providing bespoke asset finance quotes which are compliant with DFC’s credit appetite and returns requirements
- Submitting accepted quotes to credit for approval and then instructing legal docs production
- Ensuring the timely pay out of deals with Operations
- Demonstrate an ability to work effectively across functions
- Work alongside leadership and marketing to continuously improve the proposition and processes
- Manage personal activity and pipeline to ensure personal targets are achieved.
- Ensure timely and accurate reporting of activity and results using CRM and other systems as required and advised from time to time.
- Proactively targeting BAF and HNWI opportunities with existing dealers and vendor partners
- Build relationships with defined brokers and liaise regularly to ensure consistent flow of applications
Requirements
- Some experience in a commercial lending business
- Experience working with a CRM system/Sales Management system - preferable
- Strong verbal and written communication skills
- Ability to work within a robust team environment
- Ability to work on own initiative
- Ability to manage self in a constantly changing environment
- Be comfortable and effective in telephone-based sales and follow-up activities
- Learn quickly and actively feedback on process improvement and delivery
- Have an understanding of financial information and be able to give an overview of suitability for financing prior to submitting an application to the credit team
OUR IDEAL CANDIDATE
- Exceptionally self-motivated and directed
- Ability to set and manage priorities
- Great problem-solving and getting-things-done abilities
- Exceptional service focus
- Strong attention to detail
- Strong communication skills, both written and verbal
Benefits
- Competitive salary based upon experience
- Private medical insurance for you and your partner
- 10% Employer pension contribution
- 30-day annual leave entitlement plus Bank/Public Holidays
- Free Gym Membership
- Discretionary annual bonus
- Discretionary share awards
- Life Assurance
- Income Protection
- Save As You Earn company share acquisition scheme
- Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
- 4 days of paid Volunteering leave to support our local communities
- World class offices based in lively Ancoats.