A path for every ambition. At HUB, we believe the best work happens when people are given real space to grow and then given the autonomy to exercise it. We power progress and protect ambition: for the clients who count on us, and equally for the people who make that possible every day. We’re creative thinkers and determined doers, guided by values that show up in how we work together: with empathy, adaptability, accountability and a genuine commitment to one another’s success. We foster bold ideas, celebrate curiosity and share what we know. Because when people grow, the work they do grows with them. Our purpose is deeply human: to help people navigate the world on their terms, at their speed, toward their future. We hold that same commitment to the people building careers here. Whether you’re starting out or leveling up, you’ll find the resources to evolve, the support to take on more and a team ready to back you at every stage. Your ambition has a home here. ABOUT HUB: In a rapidly changing world, HUB advises businesses and individuals on how to prepare for the unexpected. As one of the world's largest insurance brokers, our focus is dedicated to providing our customers with the peace of mind that what matters most will be protected-through unrelenting advocacy and tailored insurance solutions that put our clients in control. Our growing team of professionals across North America represents a broad, deep and one-of-a-kind aggregation of entrepreneurs and leaders recognized for their excellence throughout the insurance community. THE OPPORTUNITY: As an Employee Benefits Financial Analyst, you will provide analytical support to Business Advisors and client services team. You will build relationships with internal and external customers while providing guidance and assistance. You will have continuous learning and development opportunities to work towards your career goals. We are the perfect fit if you: Are seeking a progressive work environment at a rapidly growing organization Have an entrepreneurial spirit and are challenged by the opportunity to grow the business Are focused on learning and development to enhance your industry knowledge and expertise Are a self-starter willing to invest time and energy to learn the technical aspects of our business Believe in integrity and building success by developing relationships with others Your job responsibilities as an Employee Benefits Financial Analyst Provides analytical support to meet the data and reporting needs of our clients. Serve as a reporting and analytics Subject Matter Expert (SME) for internal and external stakeholders, providing information and guidance in resolving inquiries. Develop routine reports for clients to include renewal information, renewal history, mid-year planning, stewardship, monthly or quarterly utilization and claims analysis, etc. Creates custom reports as needed to assist in answering client inquiries, including plan cost variances, plan change analysis, claim history, claim projections, etc. and conduct complex analysis of data when required. You will prepare renewal information, which includes plan data, census, and renewal history. Develops and communicates strategy for RFPs, results and reports to carrier partners/vendors. Responsible for the new and renewal submission and implementation as it relates to the quoting process. Progressive project management for the timely renewal process concerning quality, deadline, workflow, communication and carrier coordination. Interprets client’s needs and makes recommendations on direction of RFP and contribution analysis. Quoting new and renewal groups Understands and analyzes the respective markets and products in order to find the best solutions to meet client’s needs. Examines benefits and claims data for inclusion in RFPs, organizes carrier & vendor bids received and follows up on non-responses and late submissions. Negotiates with carriers throughout the RFP process. Addresses carrier questions during RFP process and advises carriers on the client benefit strategy. Support Account Executive with data gathering of benchmarking, strategic planning and reporting duties. Conducts claims analysis and contribution modeling. Serves as a Self-Funded Subject Matter Expert (SME), independently running actuarial valuations (AVs), ISL modeling and lasers, expected claims calculations, budget/accrual rates, and increments/decrements. Builds and delivers complex experience reporting, taking ownership of tasks previously completed by the Financial Consultant team (FCT) with FCT peer review. Performs advanced data mining, interpretation, and advisory services as an Infused Analytics SME, going beyond standard reporting to provide actionable insights and troubleshooting for Account Executives and clients. Interprets census data and evaluates it for accuracy. Communicates with Account Executives and Producers on status of marketing activity. Reviews insurance bids for compliance with specifications, identifying key differences in bids, and maintaining client databases within internal systems. Creates and updates templates used during the strategy and marketing process. Adds to and maintains client access to external online portals. Provides mentorship and training to Benefit Analysts and Benefit Analysts II, partnering on accounts to level-up team members’ self-funded and analytics capabilities. Manages and assists with client-related service issues. Attend carrier sales meetings, trainings, and webinars. Maintaining detailed knowledge of new and existing products and relaying between carriers, Account Executives & Producers. Communication and coordination with the carriers and internal HUB Team. Expert user in BenAdmin, workflow, carrier and proposal systems. Possesses and applies advanced knowledge of HUB internal solutions and SMEs (e.g., financial consulting practice, stop-loss panel, voluntary benefits and Rx SMEs). Utilizes and interprets Snapshot 360, Health Insights data, and Infused Analytics (Cedar Gate) tools, providing data mining, advisory, and troubleshooting support beyond standard reporting. Perform research and problem resolution of data issues using multiple systems, tools and resources. Maintains positive relationships both internally and externally. Maintain HUB Values including HIPAA and ACA Compliance. Ensures we’re meeting HUB turn-around times as outlined in the KPIs. Assist in the development and implementation of new processes and procedures. Functions as the analytical subject matter in strategy meetings with Account Executive and Producer. Collaborates with the Financial Consultant team (FCT) on infused analytics, interpretation and solutions, and strategy and presentation for complex client deliverables. Delegates ancillary marketing tasks to Benefit Analysts, allowing focus on strategic marketing efforts to improve outcomes for clients. Expected to manage a book of business with revenue of $2,000,000.00–$2,500,000.00 with an expected client count of 10–15. Qualifications: Bachelor's degree from college or university preferred Minimum six years of experience in benefit brokerage, benefit data analytics, benefits/insurance administration, or related field preferred An equivalent combination of education and/or relevant work experience may be substituted in lieu of minimum qualifications Must have experience marketing group benefits to carriers Experience with self-funded plans is required Must be a critical thinker, with strong communication, interpersonal, multi-tasking and organizational skills Excellent verbal and written communication skills The preferred candidate is a team player with a great attitude, self-motivation and the ability to work in a fast-paced environment Strong communication, interpersonal, multi-tasking, and organizational skills required Must be thorough, detail-oriented and is responsible for working with confidential information Ability to accommodate immediate requests, perform under short deadlines and coordinate multiple jobs Ability to function independently with minimal supervision WHY CHOOSE HUB? Throughout our network of more than 450 HUB offices in North America, we offer a competitive, exciting and friendly work environment that strategically positions our employees for longevity and success. At HUB, we believe in investing in the future of our employees, and provide continuous opportunities for growth and development. Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients. We are committed to providing you with competitive and flexible benefits options that are rooted in your current needs, yet evolves as your needs change over time. Join us in taking the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction. HUB International Limited is an equal opportunity and affirmative action employer that does not discriminate on the basis of race/ethnicity, national origin, religion, age, color, sex, sexual orientation, gender identity, disability or veteran's status, or any other characteristic protected by local, state or federal laws, rules or regulations. The EEO is the Law poster and its supplement is available here at http://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm . EEOAA Policy E-Verify Program We endeavor to make this website accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact the US Recruiting Team toll-free at (844) 300-9193 or [email protected]. This contact information is for accommodation requests only; do not use this contact information to inquire about the status of applications. The expected salary range for this position is $100,000 - $120,000k depending on geographical location and will be impacted by factors such as the successful candidate's skills, experience and working location, as well as the specific position's business line, scope and level. HUB International is proud to offer comprehensive benefit and total compensation packages which could include health/dental/vision/life/disability insurance, FSA, HSA and 401(k) accounts, paid-time-off benefits, and eligible bonuses, equity and commissions for some positions. #LI-CD1 LIKE US SO FAR? Take the first step toward creating a future that combines a diverse, challenging work environment with financial security and career satisfaction. Apply online today! What we offer you We invest in your growth. HUB offers structured training, licensing support, and ongoing development opportunities designed to accelerate your career. Benefits and programs vary based on employment status, role, location, and applicable eligibility requirements. Competitive pay with comprehensive health benefits, retirement savings matching, and company-paid life and disability plans Generous paid time off, paid parental leave and a wellbeing program designed to support real work/life balance A collaborative, high-performing culture with meaningful engagement, community impact through HUB Gives and genuine room to grow your career The HUB difference HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization. Equal Employment Opportunity: HUB International Limited is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law. Reasonable Accommodations: HUB International Limited is committed to providing reasonable accommodations to qualified individuals with disabilities throughout the application and hiring process. If you need a reasonable accommodation to access our career site, complete an application, or participate in any part of the hiring process, please contact the Recruiting Team at [email protected]. This contact information is for accommodation requests only and should not be used to inquire about the status of an application. E-Verify: HUB International Limited participates in E-Verify. Please refer to Our Recruiting Process | Applicant Notices: E-Verify Program for additional information. HUB International is one of North America’s largest insurance brokers, delivering risk management, insurance, employee benefits, retirement and wealth management solutions to businesses and individuals across the United States and Canada — through locally led teams backed by national expertise, giving you the agility of a local partner and the reach of a global organization.

Financial Analyst, Employee Benefits.

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