Empowering Africa’s tomorrow, together…one story at a time. With over 100 years of rich history and strongly positioned as a local bank with regional and international expertise, a career with our family offers the opportunity to be part of this exciting growth journey, to reset our future and shape our destiny as a proudly African group. My Career Development Portal: Wherever you are in your career, we are here for you. Design your future. Discover leading-edge guidance, tools and support to unlock your potential. You are Absa. You are possibility. Job Summary • A member of the Business Banking team and will be the credit expert to nominated Relationship Managers working with a defined portfolio of high value, complex and sophisticated customer connections, acting as the conduit to Credit for sanctioning purposes. • Develop practical and appropriate credit solutions (i.e. Lending structures) through understanding customer’s needs. • Deliver high quality and consistent, credit applications, making recommendations. • Monitor and control nominated accounts within designated portfolios and Maintain integrity of credit reporting as opposed to core banking system and update financial information. • Closely work with business banking colleagues to achieve customer satisfaction and deliver high quality service. Job Description Key accountabilities Credit Risk Management Time split: 60% Assess a customer’s business through the analysis of Business and Credit risks associated with the provision of the Bank’s products and services to the customer Develop high quality credit solutions with the view of obtaining fast credit approval from Credit teams Be the joint contact for credit management purposes for accountants, solicitors and other professionals Preparation of good quality credit applications with paper attachments for recommendations to the Sanctioned (ultimate approval authority). Responsible for managing financial information produced by customers Monitor and Control quality of portfolio using ‘Condition of Sanction’ triggers where possible and in accordance with internal guidelines and policies – Discussing with Sanctioned trigger events if they give cause for concern, advising the Relationship Manager simultaneously Business Risk Time split: 20% Work in partnership with Relationship Managers on new and existing credit applications, providing guidance on credit appetite and consulting with Credit team as appropriate Deliver service in line with agreed business needs Work in partnership with colleagues and proactively anticipate, respond to and seek to exceed the expectations of customers Attend customer meetings with the Relationship Manager if credit related issues are to be discussed/need to be resolved Proactively contribute to embedding agreed change management initiatives in support of process and quality improvements, cost reductions Support and contribute to specific industry focus. Team Working Time Split: 10% Output: Develop and maintain a close working relationship with Relationship Managers and Credit Managers. Risk & Control - Time Split: 10% Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Absa Policies and Policy Standards undefined Competencies and Skills Risk assessment; analytical and numerate skills (acquired through credit courses attended and successfully completed) Awareness of credit programs and IT skills Inter-personal skills Communications and presentation skills Negotiation Awareness of local & regulatory guidelines Knowledge and Expertise Understanding of Banking business and People strategy Detailed understanding of Absa Bank Ghana strategies and objectives Sound understanding of external business, legal and regulatory environment and impact Broad knowledge or appreciation of the banking sector, credit management Top graduate calibre with a passion for creating a legacy. Education Bachelor`s Degrees and Advanced Diplomas: Business, Commerce and Management Studies (Required) At Absa, our story is not a single narrative. It’s thousands of individual journeys unfolding across Africa and beyond. From colleagues serving customers in local communities to teams shaping financial solutions across borders, Absa is built on people who bring their lived experiences, ambitions and perspectives into the workplace every day. Whether you’re starting your career, a seasoned leader or somewhere in between, your contribution is seen, valued and connected to something bigger. Our presence across Africa – which spans personal and business banking, corporate and investment banking, wealth and investment management, and insurance – exists because of the people who show up in their roles with purpose. Across Botswana, Ghana, Kenya, Mauritius, Mozambique, Seychelles, South Africa, Tanzania, Uganda and Zambia, our colleagues are shaping what Absa becomes in each market. Beyond the continent, teams in global offices and a technology hub support and extend the stories that prove that African talent can lead, influence and innovate on the global stage. At Absa, your story matters because progress is driven by human experience, not hierarchy. When people are enabled to bring their whole selves to work, they don’t just build careers. They help shape the future of Africa’s financial services landscape.

Corporate Credit Manager - Business Banking.

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